top of page
Business Networking Event

Refund Policy

​

This Refund Policy explains the refund, cancellation, payment, and digital access rules for aBusinessPlanning.com, operated by Vyron Global.

By purchasing, subscribing, upgrading, accessing paid features, generating reports, downloading outputs, using report credits, or paying for any service through aBusinessPlanning.com, you agree to this Refund Policy.

​

1. Company Information

aBusinessPlanning.com is operated by Vyron Global.

Registered Address:
BC-890550, 26th Floor, Amber Gem Tower, Ajman, UAE

Contact Email:
info@aBusinessPlanning.com

​

2. Global Application of This Policy

aBusinessPlanning.com is a digital platform that may be accessed by users from different countries and regions.

This Refund Policy applies to all users worldwide, subject to any mandatory consumer protection, digital service, payment, or refund rights that may apply under the laws of the user’s country or jurisdiction.

Nothing in this Refund Policy is intended to exclude any legal right that cannot be excluded under applicable law.

​

3. General No-Refund Policy

All fees, prices, subscriptions, report credits, digital access fees, download charges, consulting fees, platform access fees, upgrade fees, and service charges paid to aBusinessPlanning.com are non-refundable, to the maximum extent permitted by applicable law.

Once a payment is made, the amount paid will not be refunded unless a refund is legally required or expressly approved in writing by Vyron Global.

​

4. Digital Nature of Services

aBusinessPlanning.com provides digital services, online tools, downloadable reports, and platform-based access.

Our services may include:

  • Online financial model access

  • Free or paid platform access

  • Subscription plans

  • Report credits

  • PDF report downloads

  • Excel value-only downloads

  • Dashboard access

  • Executive Summary outputs

  • Financial projection outputs

  • Paid upgrades

  • Academic access

  • Corporate access

  • Custom consulting discussions

  • Digital support or advisory-related services

Because the services are digital in nature, access is considered delivered once the user receives account access, paid access is activated, report credits are issued, outputs are generated, files are made available, or service work begins.

​

5. No Refund After Access Activation

No refund will be provided once any of the following has occurred:

  • Account access has been activated

  • Paid plan access has been granted

  • Report credits have been issued

  • A financial model has been generated

  • A dashboard or report has been viewed

  • A PDF report has been downloaded

  • An Excel value-only file has been downloaded

  • Any paid feature has been used

  • Any subscription period has started

  • Any custom consulting discussion has started

  • Any service work has commenced

  • Any digital benefit has been made available

​

6. Non-Refundable Situations

Refunds will not be provided for:

  • Change of mind

  • Wrong plan selected by the user

  • User no longer needing the service

  • User not using the service after purchase

  • User failing to download reports during the access period

  • User entering incorrect assumptions

  • User being unhappy with outputs caused by incorrect or unrealistic inputs

  • User expecting funding, bank approval, investor approval, or business success

  • User misunderstanding the plan features

  • User’s device, browser, email, internet, or system issue

  • Expired access periods

  • Unused report credits after expiry

  • Unused subscription benefits

  • Failure to read plan details before purchase

  • Payment gateway fees

  • Bank charges

  • Foreign exchange conversion differences

  • Card issuer charges

  • Taxes, duties, or third-party charges

  • Delays caused by third-party platforms, banks, or payment providers

​

7. No Guarantee-Based Refunds

aBusinessPlanning.com does not guarantee:

  • Fundraising success

  • Investor approval

  • Bank loan approval

  • Business profitability

  • Revenue achievement

  • Cash flow performance

  • Government approval

  • Valuation outcome

  • Any commercial, financial, legal, tax, investment, lending, or strategic result

No refund will be provided because a user did not achieve a desired business, financial, funding, investment, lending, academic, or commercial outcome.

​

8. Downloads Are Value-Only Outputs

All downloadable files, including PDF reports, Excel files, dashboards, executive summaries, and other exports, are provided as value-only outputs.

Downloads do not include:

  • Proprietary formulas

  • Linked logic

  • Backend calculations

  • Source code

  • Model engine

  • Editable formula methodology

  • Proprietary templates

  • Full calculation architecture

No refund will be provided because formulas, linked logic, source code, or proprietary methodology are not included in the downloaded files.

​

9. Subscription and Access Periods

Paid access plans, subscription plans, promotional access, academic access, corporate access, and report credits may be valid only for a limited period.

Once the access period expires, unused credits, downloads, features, or benefits may expire automatically unless expressly stated otherwise.

No refund, extension, carry-forward, or credit will be provided for unused access, unused credits, unused downloads, or expired benefits, unless expressly approved by Vyron Global in writing.

​

10. Custom Consulting and Professional Services

Custom consulting, customized model development, industry-specific models, advisory support, fundraising support, bank financing support, valuation work, corporate finance services, or other professional services are non-refundable once the work has started, discussions have begun, time has been allocated, or scope preparation has commenced.

Any consulting fee, discussion fee, advance fee, retainer, or customization-related charge is non-refundable unless expressly agreed otherwise in writing.

If any platform payment is agreed to be adjusted against a separate consulting quote, such adjustment will apply only if confirmed in writing by Vyron Global.

​

11. Duplicate Payments and Billing Errors

If a user believes there has been a duplicate payment, incorrect charge, or billing error, the user should contact us at:

info@aBusinessPlanning.com

The request should include:

  • Name

  • Registered email address

  • Payment date

  • Amount paid

  • Payment reference, if available

  • Screenshot or proof of payment

  • Description of the issue

If Vyron Global verifies that a duplicate payment or billing error occurred, we may correct the issue by refunding the duplicate amount, adjusting access, issuing credits, or taking another appropriate corrective action.

This clause does not create a general right to refund.

​

12. Technical Issues

If a user faces a technical issue with access, downloads, report generation, or account login, the user should contact us at:

info@aBusinessPlanning.com

Vyron Global may attempt to resolve the issue by:

  • Restoring access

  • Reissuing access confirmation

  • Reissuing report credits

  • Re-enabling downloads

  • Providing technical guidance

  • Extending access where appropriate

  • Correcting platform-side errors

A technical issue does not automatically qualify for a refund.

Where legally permitted, correction, replacement access, re-performance of service, credit, or access restoration may be provided instead of a refund.

​

13. Payment Gateway, Bank, and Third-Party Charges

Vyron Global is not responsible for charges imposed by third parties, including:

  • Payment gateway charges

  • Bank charges

  • Card issuer fees

  • Foreign exchange charges

  • Currency conversion differences

  • International transaction fees

  • Tax deductions

  • Wallet or payment app fees

  • Failed payment charges

  • Chargeback-related charges

Such amounts are non-refundable by Vyron Global.

​

14. International Payments and Currency Conversion

Users may make payments from different countries, currencies, cards, banks, wallets, or payment providers.

The final amount charged may vary depending on:

  • Currency conversion rates

  • International card charges

  • Bank charges

  • Payment processor fees

  • Local taxes

  • Payment method fees

  • Country-specific payment restrictions

Vyron Global is not responsible for exchange rate differences, payment method charges, card issuer fees, bank fees, or payment restrictions applied by third parties.

​

15. Chargebacks and Payment Disputes

Users should contact info@aBusinessPlanning.com before raising any payment dispute or chargeback.

If a user raises an improper chargeback after receiving digital access, report credits, downloads, consulting access, or other services, Vyron Global may:

  • Suspend the user account

  • Restrict future access

  • Cancel remaining credits

  • Dispute the chargeback

  • Recover applicable costs

  • Refuse future service access

  • Take other action permitted by law

​

16. Mandatory Legal Rights

Nothing in this Refund Policy is intended to exclude, restrict, or limit any mandatory rights that cannot be excluded under applicable law.

If applicable law requires a refund, replacement, correction, compensation, cancellation right, cooling-off right, or other remedy in a specific situation, Vyron Global will comply only to the extent required by such law.

Where legally permitted, Vyron Global may provide correction, replacement access, service re-performance, credit, or another reasonable remedy instead of a refund.

​

17. User Responsibility Before Purchase

Before making any payment, users are responsible for reviewing:

  • Plan details

  • Included features

  • Access period

  • Report credits

  • Download limits

  • Forecast period

  • Output limitations

  • Non-refundable nature of the service

  • Applicable taxes or payment charges

  • Technical requirements for using the platform

By completing payment, the user confirms that they have reviewed the relevant plan and understand that payments are non-refundable, subject only to mandatory law.

​

18. Changes to This Refund Policy

Vyron Global may update this Refund Policy from time to time.

Updated versions will be posted on this page with a revised effective date.

Continued use of aBusinessPlanning.com after updates means users accept the revised Refund Policy.

19. Contact Us

For refund, billing, duplicate payment, access, or payment-related questions, please contact:

Vyron Global
BC-890550, 26th Floor, Amber Gem Tower, Ajman, UAE
Email: info@aBusinessPlanning.com

bottom of page